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Token Sale is Finished

The Credit Protocol Token Sale

Credit Protocol - Democratizing the creation of credit through permanently recorded debts and obligations on the blockchain.

Thanks to the tremendous support from the community, We’ve managed to finish our token sale well ahead of our final deadline. Subscribe to our newsletter and be notified of our upcoming news and product releases.

Whitepaper Announcements Add BCPT to MEW

Meet The Credit Protocol

Until now, it was only possible to move money on the blockchain in the form of cash. Bitcoin democratized the transfer and storage of money, and Ethereum democratized the creation and storage of monetary contracts. With the Credit Protocol, BlockMason has taken the next logical step in the decentralized economy:

Democratizing the creation of credit through permanently recorded debts and obligations.

It is entirely possible to imagine a future in which debts and credits recorded on the Credit Protocol could exceed the total market capitalization of all cryptocurrencies combined

Use Cases

Friend in Debt

Fully Functional

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Debt Tracking Between Friends (like Venmo)

Like Venmo on the Blockchain but better! Friend in Debt is our first fully functional application built atop the BlockMason Credit Protocol.


In Development

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Retail Store Gift Cards

Giftchain (店连店) will be our second immensely powerful application built atop the BlockMason Credit Protocol.

Consumer Loans

Concept Stage

Buy more, smarter.

Make your next big purchase with loans backed by the security and immutability of the blockchain, avoiding scams and disputes with creditors.

Meal Plan App

Concept Stage

IOUs between students and schools

A simple system for redeeming meal credits at specific locations, such as a campus cafeteria, food cart, or designated restaurants. Possible to generalize to allow for any on campus payment.

Token Specs

Brief Detail
Total tokens: 116,158,667 Credit Protocol Tokens
Tokens to be sold to the public: 33,700,000 Credit Protocol Tokens (29%)
Tokens to be sold to early purchasers: 36,000,000 Credit Protocol Tokens (31%) (Finished)
Tokens to be Airdropped: 5,807,933 Credit Protocol Tokens (5%)
Tokens to be Distributed to Advisors and Strategic Partners: 5,807,933 Credit Protocol Tokens (5%)
Developers Pool: 23,226,934 Credit Protocol Tokens (20%)
Staking Pool: 11,615,867 Credit Protocol Tokens (10%)
Sale Duration: October 1st to November 1st.
Hard cap: Amount equivalent to 45k ETH (27k ETH available to the public)
Transferable: At the conclusion of the sale.

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In order to encourage UCAC usage and development by the Ethereum community, 5% of CPTs will be made available to all FoundationIDs on the mainnet. The airdrop will occur approximately 2 months after Foundation goes live on the Ethereum mainnet.

Bonus Structure

CPT Distribution

Friend in Debt

First implementation of a fully-functional decentralize application based on the revolutionary Credit Protocol.

A simple and powerful application for creating and settling debts between friends, that enables long-term debt tracking, digital credit histories, personal loans, community crowdfunding, and much more.

Get a beer for your friend. Split a complicated dinner tab. Repay the loan on your lambo. Anytime, anywhere, in any currency.


Giftchain (店连店), in development, will be our immensely powerful application built atop the BlockMason Credit Protocol.

IOUs are a vital piece of the retail economy. We are already familiar with IOUs off the blockchain in the form of gift cards and tabs between vendors and customers.

With Giftchain, retailers will have the flexibility to mint custom gift cards and design customer loyalty rewards programs, in the currency of their choice. These credits may be denominated in government issued currency or vouchers for a specific product or discount. Secure and easy to use, Giftchain gives retailers the battle-tested marketing tools of large corporations while incentivizing customers to return to their favorite stores.

Product Use Tokens

Credit Protocol tokens power the already working Credit Protocol. Use the tokens to stake the Friend in Debt UCAC (Use Case Authority Contract) or any other UCAC that developers create for the Protocol. Each token represents a specific number of transactions regulated by the Credit Protocol’s algorithm. Developers can purchase tokens depending on their needs for transaction capacity.

Read Our Full Legal Opinion Letter Now