The Credit Protocol

Democratizing Credit Creation

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Until now, it was only possible to move money on the blockchain in the form of cash. Bitcoin democratized the transfer and storage of money, and Ethereum democratized the creation and storage of monetary contracts. With the Credit Protocol, BlockMason has taken the next logical step in the decentralized economy:

Democratizing the creation of credit through permanently recorded debts and obligations.

These immutable records stored on the Credit Protocol may represent such diverse financial matters as units of account, stores of value, and standards of deferred payment. Because an individual need not own ether to in order to draw debt in ether, it is entirely possible to imagine a future in which debts and credits recorded on the Credit Protocol could exceed the total market capitalization of all cryptocurrencies combined, dramatically increasing the scale of the digital economy.

The Credit Protocol

Democratizes Currency Creation

Democratizes the ability to issue currency and money in a customizable and flexible format.

Enables New Virtual Economy

Creates, tracks, and records debt and credit between verified users on the blockchain, enabling an entirely new, secure, and versatile sector of the virtual economy.

Entirely Open Source

Entirely open source to promote the development of a strong CP community, dedicated to building applications on the protocol that drive Ethereum and blockchain technology into the mainstream.

Public Testing Stage

Currently deployed for public testing.

Metamask Support

Supports anyone who uses the Metamask browser plugin.

Status.im Support

Supports the up and coming Status.im.

An American Token Sale

U.S. Purchasers Accepted

Token Sale to include U.S. purchasers, opening CP development to a vital section of the crypto and blockchain communities.

The first US-Law-Compliant, Product Use-Based Tokens

Based on latest SEC Investigative Report, CP Tokens pass the Howey Test as non-securities, use-based tokens for use of the CP product.

Full Legal Opinion Letter

Confirmed by our Legal Opinion Letter which makes a convincing case of why our product-use tokens are compliant.

Read Our Full Legal Opinion Letter Now

Friend in Debt

Like Venmo on the Blockchain, but better!
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  • First implementation of a fully-functional decentralize application based on the revolutionary Credit Protocol.
  • A simple and powerful application for creating and settling debts between friends, that enables long-term debt tracking, digital credit histories, personal loans, community crowdfunding, and much more.
  • Get a beer for your friend. Split a complicated dinner tab. Repay the loan on your lambo. Anytime, anywhere, in any currency.